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» What are you harvesting today?
by Dandelion 29th September 2022, 9:28 pm

» New Kiva loan
by Dandelion 6th September 2022, 9:21 pm

» What have I done in the workshop today?
by Chilli-head 1st September 2022, 4:52 pm

» Late sowings in August ... beans ?
by Ploshkin 11th August 2022, 9:29 am

» Come August, come night in the garden
by Chilli-head 4th August 2022, 3:29 pm

» Welcome guest
by Ploshkin 31st July 2022, 9:16 am

» The Jolly July Garden
by Ploshkin 19th July 2022, 11:38 am

» More mead ...
by Chilli-head 13th July 2022, 12:52 pm

» The June garden thread
by Dandelion 25th June 2022, 9:55 pm

» Plastic bags
by Dandelion 5th June 2022, 7:28 pm

» The merry May garden
by Dandelion 31st May 2022, 10:04 pm

» Fooling around in the April garden
by freebird 1st May 2022, 8:33 am

» March into the garden
by Dandelion 1st April 2022, 7:26 pm

» Mow Suggestions
by freebird 29th March 2022, 5:48 pm

» Some thoughts on resilience
by Ploshkin 12th March 2022, 2:23 pm

» February garden action !
by Dandelion 24th February 2022, 1:57 pm

» Rising prices
by Dandelion 8th February 2022, 8:50 am

» Preparing for winter
by Ploshkin 7th February 2022, 8:56 pm

» January garden plans
by FloBear 3rd February 2022, 7:49 pm

» Hugelkultur
by Chilli-head 19th January 2022, 5:56 pm

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New Kiva loan Kiva10
Homemade Life forum supports Kiva micro-loans: supporting people looking to create a better future for themselves, their families and their communities. You can donate here
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Post by Chilli-head 3rd January 2019, 3:21 pm

To get things going again, I've chipped in a top-up to support these ladies:

Makossa Female Farmers Group, Makossa, Sierra Leone.

New Kiva loan 4e05f41d38c0fc8d582e54774a6c64d5



Makossa Female Farmers Group's story

Fatmata (1st on the left), is the featured borrower of the Makossa Female Farmers group, and would like to sincerely thank all of the Kiva lenders for their first loan. It enabled them to break free from the local lenders who were charging them nearly 100% interest and, as a result, all group members have fully recovered their businesses, have repaid their first loan and are successfully farming again after the devastation of Ebola.

The group is now seeking a second loan to expand further. The profits will be used to ensure all member's children go to school, and will also be used by the group to create a support fund for young female farmers.

In this group: Fatmata, Mabinty, Kadiatu, Aminata, Fatmata, Adama, Isatu, Ramatu, Fatmata, Isatu, Adamsay, Amie

More about this loan

This is an interest free, in-kind loan provided to contract farmers in the form of quality rice and other inputs at the begining of planting season. The loan amount is repaid using paddy rice harvested by farmers. In addition, MLA(*) provides market to the farmers for their entire rice harvest at competitive prices with transportation to the milling factory offered by the partner at no additional costs. By supporting this loan, you are enabling smallholder farmers to access quality farm inputs in order to improve their yield and increase the land under cultivation for increased income.

In addition to any KIVA loan disbursed to these Farmers, Mountain Lion Agriculture (mlbr.org) farmers also have access to technical advise, tractor and equipment rentals. With this powerful mix of capital and support, each farmer’s annual net income should grow – organically and sustainably – by at least 250%, while growing a much needed staple food (rice) during a time of great food insecurity in Sierra Leone.

About Mountain Lion Agriculture

Mountain Lion Agriculture is a social enterprise working to help smallholder rice farmers in Sierra Leone grow and succeed. Mountain Lion Agriculture provides both low-interest as well as 0% loans to farmers in the form of quality seeds and supports them throughout the production process before buying their rice at a fair price.

(*) Mountain Lion Agriculture (MLA) is the Kiva local loan partner.
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Post by Dandelion 4th January 2019, 3:40 pm

An excellent choice - thank you

................................................................................................................................
The richer we have become materially, the poorer we have become morally and spiritually. We have learned to fly in the air like birds and swim in the sea like fish, but we have not learned the simple art of living together as brothers and sisters.

-Martin Luther King, Jr.
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Post by Chilli-head 3rd June 2020, 9:33 pm

Just a quick note to say I haven't abandoned this - repayments are a bit slow that's all.
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Post by Dandelion 3rd June 2020, 10:43 pm

Thank you

................................................................................................................................
The richer we have become materially, the poorer we have become morally and spiritually. We have learned to fly in the air like birds and swim in the sea like fish, but we have not learned the simple art of living together as brothers and sisters.

-Martin Luther King, Jr.
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Post by Chilli-head 1st July 2020, 3:13 pm

Makossa Female Farmers Group have now repaid their loan in full, we lost a little on currency exchange so I've chipped in a small top-up to support Katerina from Samoa:


New Kiva loan 4946ec10
Katerina's story

Katerina is 23 years old, married, and has two children. Her husband makes and sells furniture to earn a living, which he has been doing for four years.

Katerina requested a loan from SPBD [South Pacific Business Development], which she will use to buy varnish, timber, stencils, brushes, rollers, wooden carved designs, and a new cutter. She plans to use her profits to pay for her family's weekly expenses. Katerina joined SPBD in 2017 to gain access to financial services.
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Post by Dandelion 2nd July 2020, 10:44 pm

Brilliant - thank you for doing that CH

................................................................................................................................
The richer we have become materially, the poorer we have become morally and spiritually. We have learned to fly in the air like birds and swim in the sea like fish, but we have not learned the simple art of living together as brothers and sisters.

-Martin Luther King, Jr.
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Post by Chilli-head 3rd July 2020, 10:50 am

Me being me, I am always drawn to people with crafty ambitions ! There was another lady from Tonga making tapa - traditional decorated cloth made from the inner bark of the Mulberry tree; her husband was a farmer and had planted trees to supply the long tern needs but they were damaged by storms. That's the difficulty with Kiva - there's lots of people who could use some help out there !
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Post by Dandelion 3rd July 2020, 12:37 pm

I quite like the loans which are one or two donations away from being fulfilled, and being able to push it into happening

................................................................................................................................
The richer we have become materially, the poorer we have become morally and spiritually. We have learned to fly in the air like birds and swim in the sea like fish, but we have not learned the simple art of living together as brothers and sisters.

-Martin Luther King, Jr.
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Post by Chilli-head 8th May 2021, 10:24 pm

Katerina has almost paid off her loan, so soon be time to lend again. I've picked the last two based on my interests and the forum ethos; I favour agriculture (preferably fairly organic) and traditional crafts ... if anyone has any thoughts though, I'm all ears !
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Post by Dandelion 14th May 2021, 10:15 pm

I quite like projects which are sustainable, for instance one I saw recently was to buy solar powered lights.

................................................................................................................................
The richer we have become materially, the poorer we have become morally and spiritually. We have learned to fly in the air like birds and swim in the sea like fish, but we have not learned the simple art of living together as brothers and sisters.

-Martin Luther King, Jr.
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Post by Chilli-head 6th June 2021, 11:21 pm

Katerina has now fully repaid her loan, so we can lend again.  I've chosen to support Elias in Kenya;


New Kiva loan Ee3d444405fe60c82a0fd2e7b62e6875
Elias's story

Elias is a 50-year-old man living in Eldoret, Kenya. He's a mixed dairy and crop farmer with many years of experience. Farming has turned his life around.

The major impediment to development of smallholder farms in Kenya is lack of short-term credit. Juhudi Kilimo, in partnership with Kiva, is working hard to support smallholder farmers in Kenya through financing, thereby guaranteeing their survival.

Elias is seeking this loan to buy a water tank he'll use to harvest rain water that normally goes to waste during rainy seasons. With the loan, he'll be able to irrigate his farm, increasing his crop productivity. Be inspired to support Elias with a loan today.
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Post by freebird 7th June 2021, 7:48 am

Great choice, CH.
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Post by Dandelion 11th June 2021, 5:18 pm

Yes, brilliant. Thank you CH.

................................................................................................................................
The richer we have become materially, the poorer we have become morally and spiritually. We have learned to fly in the air like birds and swim in the sea like fish, but we have not learned the simple art of living together as brothers and sisters.

-Martin Luther King, Jr.
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Post by Chilli-head 2nd August 2021, 12:14 pm

Elias has started repaying already !

I notice PayPal are discontinuing their "money pools" feature which I use for the "Donate" option on the left - I'd quite like to keep some sort of mechanism there so I'll have to look at what they can offer as options. I think the rules prohibit having more than one account.
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Post by Chilli-head 2nd August 2022, 11:08 am

Elias has now repaid his loan, so time to pick a new borrower.  I've chipped in a fiver to cover currency losses and Kiva donations, and chosen George in Uganda:

New Kiva loan F66326acf83e72d2044fac58f01447ba

George is a 48 year old man, married, with 4 children. He is a farmer who grows seasonal crops like maize, beans, groundnuts and bananas, both for food consumption and sale. His farm was producing good quality yields, however the recent harvests have been bad due to poor soil.

George is seeking a loan to better his soil by buying manure and mulch. He will then be able to improve his product output, revive his business, and serve his customers with better produce like before.
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Post by Dandelion 2nd August 2022, 9:36 pm

George sounds like a very worthy recipient. Thank you for sorting this out CH.

................................................................................................................................
The richer we have become materially, the poorer we have become morally and spiritually. We have learned to fly in the air like birds and swim in the sea like fish, but we have not learned the simple art of living together as brothers and sisters.

-Martin Luther King, Jr.
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Post by Chilli-head 18th August 2022, 11:07 pm

By e-mail from Kiva.

This update on your loan to Elias was written by Kiva's Field Partner.

Dear lenders, We would like to express our appreciation for your generosity in support of Juhudi Kilimo and the smallholder farmers of Kenya. Your personal commitment has been incredibly helpful and allowed us to reach our goal of transforming lives. I am excited to report that Elias has successfully repaid the loan to buy a water tank he'll use to harvest rain water that normally goes to waste during rainy seasons . Again, thank you! It is great to know that we have friends from all over the world who support our farmers. Sincerely, The Juhudi Kilimo Team

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Post by Dandelion 6th September 2022, 9:21 pm

Wonderful

................................................................................................................................
The richer we have become materially, the poorer we have become morally and spiritually. We have learned to fly in the air like birds and swim in the sea like fish, but we have not learned the simple art of living together as brothers and sisters.

-Martin Luther King, Jr.
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